Retirement Gap Analysis

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By providing us with the information below we can estimate the future funds and income available for retirement, as well as the income needed during retirement. We then estimate whether you can expect a shortfall (THE GAP) or a surplus of funds.

If there is a shortfall (THE GAP), suggestions are made on how to help eliminate it. If there is a surplus, suggestions are made on how you can change savings, risk, or costs, yet still potentially have sufficient funds for retirement.

Note: If you are married, add yours and your spouse's values together.

Name*
First Last
Date of Birth*
MM slash DD slash YYYY
Email*
Phone (optional)
How many years until you want to retire?*
What will your life expectancy be?*
How much money do you need annually to live your lifestyle in retirement? Average is 80% of pre-retirement income*
Enter any pensions or other guaranteed sources of income (not Social Security, you will be asked about Social Security in a later question)*
*DO NOT include distributions from retirement accounts
What inflation percentage do you expect your income needs to grow at? Average is 2.65%*
How much in assets do you have saved for retirement? 401k’s, IRA’s, Investment accounts, etc*
Will you be contributing to any of your accounts until retirement? If so, how much per year?*
Will your contributions go up each year until retirement? If so, by what percentage?*
What rate of return do you think your assets will grow by before retirement? Average is between 6%-8%*
What rate of return do you think your assets will grow by in retirement? Average is between 5%-8%*
Full Social Security Benefit Amount*
*At 66 or 67 depending on year of birth. This is the DOLLAR amount you will receive at Full Retirement Age
Spousal Social Security Information (if applicable)*
If you are married please provide your spouse's name, date of birth, and FRA Benefit.
Name
This field is for validation purposes and should be left unchanged.